Because we know you’re looking for the best value you can, we’ve outlined the rates and fees for all of our mortgages here so you can quickly and easily compare. Find out more about fixed rates, Tracker Rate Mortgage – interest rate is variable and is set at an agreed percentage above the Bank of England Base Rate. First Mortgage Direct works with your current situation to get you from preapproval to closing and onto the renovations as smoothly as possible. JavaScript is currently disabled on this computer/device. New to first direct. Before beginning the upload process, ensure you have already saved your documents on your device and know where they are saved to. If you have to pay an early repayment charge on your existing mortgage … The maximum loan to value for an offset mortgage offered via first direct is 75%. You can apply up to 3 times to defer a maximum of 3 months’ payments. Go to Category.. Coronavirus Support Boards; Coronavirus support and help; Coronavirus Travel Help & Info; Random Acts of Kindness and All things Positive! Give us a call on 03 456 100 103† and our qualified mortgage advisors can provide you with free advice to find a mortgage from our range which is right for you. Give us a call on 0800 47 08 05 † or Find the mortgage for you. Enter your new details into the remaining fields and choose your mortgage from the results by selecting ‘Full details’. †† Lines are open Mon to Fri 8am to 9pm and Sat 8am to 5.30pm. You have flagged this review for having inappropriate or invalid content. JavaScript is currently disabled on this computer/device. Depending on the interest rate type you choose, different fees apply – but here’s a simple summary. Each month, you are only required to pay interest on the outstanding balance. This type of mortgage requires a repayment strategy. First Mortgage Direct overview. First direct mortgages offer have a choice of rates available and the option between a repayment or interest only mortgage. Find out more about our SVR. Your interest rate will change if and when the Bank of England adjusts the Base Rate. first direct tariff of mortgage charges opens a new window; Interest rates and charges … The results of this tool provide an indication only. If you’ve recently applied for a first direct mortgage online and want to change the amount, term, type or rate – it’s no problem. All Jurisdictions . Find out more and join us today. If you're an existing first direct customer and want to register for Online Banking, you'll need to: first register for Phone Banking, if you haven't already, give us a call anytime on 03 456 100 100; then you can register for Online Banking; after you have registered, you're all set and ready to log on to Online Banking People's personal circumstances change – like changes to your income or outgoings, or a major life event. The company offers a range of mortgage services, easily searchable using the website’s Mortgage Finder or the help of their online and telephone advisers. 19 August at 2:57PM in Mortgages & Endowments. Change in financial circumstances . Lines are open Mon to Sat 8am to 8pm and Sun 9am to 8pm . You can see which ones are available for you with our 'Find the mortgage for you' tool. Member HSBC group. 24 February 2019 at 4:48PM. Back first direct uncovered. Tools and guides from first direct. Remortgaging and want to borrow more than you owe your current mortgage provider? Continue. Lines are open 8am - 5.30pm Monday to Friday. This is the amount of time you’d like to borrow the money over. First Mortgage Direct is the online lending division of First Mortgage Solutions. Find out more about how to apply and our mortgage application process. Business type or name. Access to quick, up to date information about our financial situation is crucial, allowing us to make decisions quickly and easily. This payment does not cover an amount that you need to pay to a repayment strategy. The max loan to value on offer for first direct mortgage repayment mortgage products are 90%. If you don’t know the exact figure, contact your provider – if that’s us, call. Navigation menu. everyone else named on the mortgage has agreed to applying for a payment holiday. You can send your documents quickly and easily using your computer, mobile phone or tablet device. Attract more customers by adding more content such as opening hours, logo and more - Yellow Pages® directory. This will fix your mortgage payments for the duration of the fixed rate term. But first direct mortgage rate is just below hsbc on a 5 year fix ltv 53% so was wanting to get an aip as cant start full app as new build may not be completed within 6 months. A handy set of mortgage calculators, demos and other tools to help you work out what's best for you and your mortgage. A division of HSBC, First Direct is a retail bank that deals exclusively in online and telephone contact with no high street presence. First Direct is a telephone- and internet-based retail bank in the United Kingdom, operating as a division of HSBC Bank plc since 1994. New to first direct - call 0800 48 24 48. Because we want to make sure we're doing a good job, we may monitor or record our calls. Move house, remortgage, discuss rates or borrow more, Completion questions, payment changes, statement requests, or to pay off your mortgage. † Lines are open Mon to Fri 8am to 9pm, Sat 8am to 8pm and Sun 9am to 8pm. First Mortgage Direct is the online lending division of First Mortgage Solutions, a brick-and-mortar lender based in Kansas City, Missouri. Here’s a list of all the mortgages we currently offer – and their different rates. Your wellbeing is still our top priority and we’ve put in place some additional support and information to help you. This payment does not cover an amount that you need to pay to a repayment strategy. This action requires your confirmation. Visit our facebook page, opens an overlay. 21 August at 1:20PM. As such, cookies for this site are currently disabled. Becoming a landlord, flipping houses or investing in residential properties is a big financial decision, to say the least. This Sample First Direct mortgage calculator is only for guidance and may not truly reflect your mortgage affordability. Which type of mortgage you apply for will depend on your borrowing needs and personal financial circumstances. Skip to . Once you have gotten all your documents together and have gotten your First direct mortgage in principle then you can look to get a mortgage offer by starting your First direct mortgage application online or in the branch. 3 posts 19 August at 2:57PM in Mortgages & Endowments. † Lines are open Mon to Fri 8am to 9pm, Sat 8am to 8pm and Sun 9am to 8pm. Get started on finding your fixer-upper with First Mortgage Direct today. You are responsible for making your own arrangements to repay your mortgage at the end of the mortgage term. This is the total amount you still have to pay on your current mortgage. When starting a First direct mortgage application or considering one you should really take a step back and consider if you want to get a mortgage by going to First direct directly or seeking to go to a mortgage broker who may likely have access to thousands of the product from the mortgage market rather than just a few products which may be available from First direct. Visit our facebook page, opens an overlay, Learn more about which repayment strategies are acceptable for our. The bigger your deposit, the less money you’ll have to borrow, so you’ll either pay it off quicker or pay less each month. The figures in this tool are to give you an idea and don’t necessarily mean we’ll be able to lend you that amount. If you have any questions, Solicitors should call on 0113 236 7032. If you're seeing this message, that means JavaScript has been disabled on your browser, please enable JS to make this app work. © HSBC Group 2018. As such, cookies for this site are currently disabled. Want to borrow over part years - for example, 15 years and 6 months? Available to sole applicants with a minimum salary of £50,000, or joint applicants with combined salaries of £75,000 or where one party has an individual salary of £50,000. FMD and First Mortgage Direct are trading names of First Mortgage Limited which is an Appointed Representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority. you’ve been financially impacted, or expect to be financially impacted by coronavirus. In order to have access to all the features of our fully-optimised website, please enable your JavaScript settings via your browser. Have a play with the tool to find the right balance between affordability each month and long-term financial sense. You can give us a call or apply online. What happens when – and why…? Suburb or Postcode. We hope you don't mind. Does First Direct offer the best mortgage deals? Mortgage credit directive general information for regulated mortgage contracts opens a new window; first direct tariff of mortgage charges opens a new window; Contact us. For a list of all the cookies we use and what they do, please read our Cookie Policy. About first direct arena Link to first direct arena page first direct in the community first direct always looks to make a positive impact around our bases in Yorkshire and Lanarkshire through a range of local projects and some of HSBC's national programmes, particularly in the areas of education, the environment and social needs. On the other hand, the shorter your term, the higher your monthly payments will be, but you’ll pay less in interest overall. Yellow Pages Yellow Pages. The company offers a range of mortgage services, easily searchable using the website’s Mortgage Finder or the help of their online and telephone advisers. … You are in section We have banked with First Direct for 15 years, 5 years ago we took out a mortgage with them, in October of last year we went onto a Fixed Rate we didn't have a problem. Read Monty007's review of the First Direct Mortgages, 2 of 38 First Direct Mortgages reviews, & compare with other Mortgage Lenders at Review Centre The amount we may consider lending will depend on your individual situation, the type of property you’re purchasing, the loan you choose and the amount you borrow. First Direct Mortgage Timescales. In 2004 First Direct won the Best Internet Lender’ category in the Mortgage Advisor and Home Buyer magazine. Let's answer a few short questions and see what offers First Mortgage Direct and other lenders may have for you. 0. If you want to: Move house, remortgage, discuss rates or borrow more . It relies on telephone and now internet banking in Leeds and Hamilton, Scotland. We hope you don't mind. Let’s take a look. It doesn’t matter if you haven’t found a house and so don’t know the exact figure yet – a realistic estimate figure will do for now. Find more information about our offset mortgages here. If you have any questions, Solicitors should call on 0113 236 7032. Lines are open 8am - 5.30pm Monday to Friday. We offer a wide range of lending services, whether it be a commercial scale development, or purchasing your first home. Quick, clear & simple comparison of mortgage rates, types & deals. All Rights Reserved. LEGAL MORTGAGE _____ be responsible for the Bank reference: Direct Legal Mortgage A1k IMPORTANT - PLEASE READ THE FOLLOWING NOTE BEFORE SIGNING THIS MORTGAGE This document is a Mortgage of the Property and other assets described overleaf on the terms set out in the HSBC UK Bank plc Mortgage Deed Conditions (2018 edition). Hi We're about to go through the remortgaging process with a 50% LTV. Our experts analysed hundreds of mortgages over a four-week period in July 2020. 6 replies 257 views alex4072 Forumite. See our tools and guides here. Welcome to first direct, we can help you with services including Online Banking, Insurances, Credit Cards, Loans, Mortgages, Investments and Sharedealing. Your home may be repossessed if you do not keep up repayments on your mortgage. First direct mortgages offer have a choice of rates available and the option between a repayment or interest only mortgage. first direct is a division of HSBC UK Bank plc. first direct Offset Mortgages are interest only mortgages. middleclassbutpoor Forumite. By doing this you skip some of the pages that you already completed during your original application. First Mortgage Direct is the Kansas City, Missouri, based mortgage lending division of First Mortgage Solutions. Different types of mortgages tend to be offered with different conditions, including how much of the property’s value you can borrow and what level of interest you are likely to pay. Replies. boots_babe Forumite. Each home loan is tailored to meet the individual needs of our clients. Lines are … First Direct Mortgages. About First Direct Mortgages. This Sample First Direct mortgage calculator is only for guidance and may not truly reflect your mortgage affordability. Mortgage Account Number(s) Next Payment Date(s) / / Are you financially impacted due to Covid-19 Yes No Are you currently in arrears on your mortgage Yes No If your next mortgage payment is due within 3 working days, we may be unable to stop the payment from being made, and your payment holiday will take effect as of the next scheduled payment. The First direct mortgage application process. Overdraft representative example: 0% EAR variable on the first £250.39.9% EAR variable on thereafter, giving a representative rate of 30.5% APR variable (assumed arranged overdraft £1,200). Whether you’re a first time buyer, remortgaging your current house, moving to a new place or an existing customer, we’ve got a handy buyers’ guide for you. List business Login. Welcome to the first direct Mortgage Document Uploader. Think carefully before securing other debts against your home. First direct mortgage lending criteria. The maximum loan to value for an offset mortgage offered via first direct is 75%. Existing customers - call 03 456 100 103. You might have heard your friends or family talk about porting their mortgage. Does First Direct offer the best mortgage deals? First Direct's mortgages generally offered fixed periods of two or five years, though a few 10-year deals were available too. Learn more about our repayment mortgages, Offset Mortgages – are interest only mortgages. This lender is licensed in 17 states, offering purchase, refinance, home equity and debt consolidation loans for qualified borrowers. Sorry, our tool isn’t configured to help – please call 03 456 100 103† and our qualified mortgage advisors can provide you with free advice to find a mortgage from our range which is right for you. Below you will find all the relevant documents to support conveyancing a first direct mortgage. We'll be updating our website with further details shortly. Are you buying a property for the first time, remortgaging an existing property, moving home, do you already have a mortgage with us or are you amending an existing application you have with us? Map. First Direct Mortgages, however, do everything they can to make it easy for you. Including mortgage calculators and loan calculators. †† Lines are open Mon to Fri 8am to 9pm and Sat 8am to 5.30pm. Because we want to make sure we're doing a good job, we may monitor or record our calls. Mortgages First Direct is a telephone- and internet-based retail bank in the United Kingdom, operating as a division of HSBC Bank plc since 1994. The impact of Coronavirus is felt being felt across the UK we know you may have concerns about the knock on effect on your money. Tools and guides from first direct. Think carefully before securing other debts against your home. First Mortgage Direct is the online lending division of First Mortgage Solutions. Quick, clear & simple comparison of mortgage rates, types & deals. Home Legal Instructions and Guidance Notes [PDF] Independent Legal Advice Waiver [PDF] Certificate of Execution [PDF] Letter of Consent [PDF] England and Wales. You are in section Including mortgage calculators and loan calculators. Mortgage First Direct Inc. has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence. First Direct mortgages offer a broad range of products whether you are: a first time buyer, moving house or remortgaging. Find a repayment that fits your monthly budget today. The max loan to value on offer for first direct mortgage repayment mortgage products are 90%. As a general rule of thumb, the longer your mortgage term, the smaller your monthly payments will be, but you’ll end up paying more in interest overall. Seen a few of these threads for other lenders, but none for FD so far. My husband earns £93,000 a year plus OTE of £160,000 we have a £315,000 mortgage and wanted to buy a … New to first direct - call 0800 48 24 48. This type of mortgage requires a repayment strategy. Compare First Direct mortgages today. Use our free mortgage service to compare rates from the UK's leading lenders. What’s the difference between a Repayment Mortgage and an Offset Mortgage? This is the value or the price you’ll pay for your property. Find out more about the sorts of mortgages we offer here. Find a repayment that fits your monthly budget today. Sole applicants must have a minimum salary of £50,000. Mortgage First Direct Inc. has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence. Mortgage First Direct Inc. strives to ensure that its services are accessible to people with disabilities. Move house, remortgage, discuss rates or borrow more, Completion questions, payment changes, statement requests, or to pay off your mortgage. first direct Offset Mortgages are interest only mortgages. Our Mortgage Team work: Mon to Sat 8am to 8pm and Sun 9am to 8pm. You’ll need to repay your existing mortgage in full, including any applicable early repayment charge. ‘Porting’ just means transferring your existing mortgage product rate to a new mortgage (when you move house, for example). It employs over 3,000 people and has 1.2 million customers. Call 03 456 100 198. For the latest First direct offerings see the table above. Home Below you will find all the relevant documents to support conveyancing a first direct mortgage. Other services. When you sell your property before committing to buying another, this is known as a porting gap. I’m selling my house but I’m not ready to buy another just yet, what happens now? You’ll need to show you have an acceptable repayment strategy in place. No matter what the circumstances are, the ability to reliably check how our finances stand, and to re-arrange and make payments on the go is invaluable. you have an existing first direct mortgage. Online Banking opens in a new window. It also offers a calculator that can help you find out how much you can save if you overpay on your mortgage … Mortgage First Direct Inc. has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence. List. Your home may be repossessed if you do not keep up repayments on your mortgage. Overdraft representative example: 0% EAR variable on the first £250. The bank proudly claims it attains this by offering customers to be able to gain access to their mortgage information 24 hours a day. Find out more about tracker rates rates, Standard Variable Rate (SVR) Mortgage – interest will vary from time to time, at a rate set by us. First Mortgage direct was founded by CEO Ryan Wiebe in 2009. Mortgage Account Number(s) Next Payment Date(s) / / Are you financially impacted due to Covid-19 Yes No Are you currently in arrears on your mortgage Yes No If your next mortgage payment is due within 3 working days, we may be unable to stop GET MORTGAGE QUOTES AND START COMPARING RATES NOW! Plus, a bigger deposit can sometimes mean a better rate. If you’re a first direct Home Insurance customer, you can request to defer your monthly payment and spread it evenly over the remaining term of your policy. First Time Buyer mortgages. Learn more about which repayment strategies are acceptable for our purposes . Join × New Post Advanced Search. Member HSBC group. Thats based on 100% optimistic thinking though so if anyone has gone through, or is going through a mortgage with First direct in post coronavirus times let me know how its gone/going! Mortgages. If you have: Completion questions, payment changes, statement requests, or to pay off your mortgage. However, the amount of interest you pay can be reduced by offsetting your savings with us. Compare First Direct mortgages. All Jurisdictions. Protect their future with first direct Life Insurance, provided by HSBC Life (UK) Limited. Compare First Direct mortgage rates against the mortgage market to see how much you could save? Direct Mortgages in Werribee has since become a trusted and well-known brand in the mortgage broking and finance industry. If you need to change anything else, please call 03 456 100 103† so one of our qualified Mortgage Advisors can help. Mortgage Rates & Fees Our mortgage fees Our mortgage rates Fixed rate mortgages Tracker rate mortgages ... first direct always looks to make a positive impact around our bases in Yorkshire and Lanarkshire through a range of local projects and some of HSBC's national programmes, particularly in the areas of education, the environment and social needs. Get an idea of what we could offer and ways you may be able to pay it off quicker. The First Direct standard variable rate is currently 3.69 %.We have access to mortgage rates from as little as 0.99 %*. For the latest First direct offerings see the table above. If you're seeing this message, that means JavaScript has been disabled on your browser, please enable JS to make this app work. Learn more about which repayment strategies are acceptable for our purposes here. Mortgage Rates & Fees Our mortgage fees Our mortgage rates Fixed rate mortgages Tracker rate mortgages ... Open a bank account with first direct and enjoy award-winning customer service from real people here in the UK and a £250 interest-free overdraft (subject to status). Legal Instructions and Guidance Notes [PDF] Independent Legal Advice Waiver [PDF] Certificate of Execution [PDF] The First Direct website offers a range of calculators to help you work out how much you could borrow, what your repayments might be like and what mortgages you are likely to be offered. Repayment Mortgage – each month, you pay interest and pay off some of the outstanding balance. Telephone: 03 456 100 100 Contact us. Learn more about which repayment strategies are acceptable for our purposes Learn more about our Offset Mortgage, Fixed Rate Mortgage – interest rate is fixed for a set period of time. First Mortgage Direct is the Kansas City, Missouri, based mortgage lending division of First Mortgage Solutions. Make sure you understand the risks with extra borrowing on your mortgage and that you can afford the new monthly payments as your home could be repossessed if you don’t keep up with your repayments. To make an informed decision you can request a Mortgage Illustration for any product your eligible for. Joint applicants must either have a minimum combined salary of £75,000, or one party have an individual salary of £50,000 or more. All Rights Reserved. Review flag confirmation. First Direct Mortgages Pty Ltd Mortgage Brokers, Business Owners - Is First Direct Mortgages Pty Ltd your business? The amount of money you can put towards the cost of your property. The sample First Direct mortgage calculator will then let you know what your monthly mortgage repayments may look like and the loan to value rate you will have based on your mortgage deposit and property price. Then follow the on-screen instructions. If you have: Completion questions, payment changes, statement requests, or to pay off your mortgage. Find out more. Skip to content . Lines are open Mon to Sat 8am to 8pm and Sun 9am to 8pm . First Direct mortgages offer a broad range of products whether you are: a first time buyer, moving house or remortgaging. Open a bank account with first direct and enjoy award-winning customer service from real people here in the UK and a £250 interest-free overdraft (subject to status). Existing customers - call 03 456 100 103. Our experts analysed hundreds of mortgages over a four-week period in July 2020. The First Direct Mortgages is the target to provide customers with market top rated service, convenience, and value. Get started on finding your fixer-upper with First Mortgage Direct today. I've not taken a payment holiday and I'm worried I'm not going to meet my next mortgage, credit card or loan payment. See our tools and guides here. first direct is a division of HSBC UK Bank plc. First Mortgage Direct. First Direct's mortgages generally offered fixed periods of two or five years, though a few 10-year deals were available too. First Mortgage direct was founded by CEO Ryan Wiebe in 2009. All lenders provide this information in the same format to make it easy to compare products. About 750,000 of these customers use the internet. First Mortgage Direct works with your current situation to get you from preapproval to closing and onto the renovations as smoothly as possible. Investing in Property. The monthly payments shown on the next screen will cover only the interest charged on your mortgage. Compare. Some providers also allow relatives to help by putting up their own homes as security against part of the loan. Investing in Property. Cancel this search . The Financial Conduct Authority have recently changed their guidance around payment holidays and deferrals. First Mortgage Limited. 0. The First Direct Mortgages is the target to provide customers with market top rated service, convenience, and value. Find more information about our offset mortgages here. First Mortgage Direct is the online lending division of First Mortgage Solutions, a brick-and-mortar lender based in Kansas City, Missouri. Our mortgage rates and fees. The bank proudly claims it attains this by offering customers to be able to gain access to their mortgage information 24 hours a day. © HSBC Group 2018. Remortgaging and want to borrow more than you owe your current mortgage provider? First direct mortgage lending criteria. You may be able to borrow up to 90% of your property’s value with a First Direct mortgage, which can make buying a first home more affordable for people struggling to get together a deposit. you have an existing first direct mortgage. Should you go for a Tracker or a Fixed Rate? The sample First Direct mortgage calculator will then let you know what your monthly mortgage repayments may look like and the loan to value rate you will have based on your mortgage deposit and property price. Compare First Direct mortgages today. This is what type of buyer you are. The monthly payments shown on the next screen will cover only the interest charged on your mortgage. First Direct was launched in 1989. Call 03 456 100 198. For a list of all the cookies we use and what they do, please read our Cookie Policy. To 3 times to defer a maximum of 3 months ’ payments for the first... A brick-and-mortar lender based in Kansas City, Missouri heard your friends or talk... Direct today easily using your computer, mobile phone or tablet device JavaScript settings via your browser via your.! Like changes to your income or outgoings, or expect to be able to pay your! Your savings with us their guidance around payment holidays and deferrals your home may able... What ’ s a simple summary becoming a landlord, flipping houses or investing residential!, refinance, home equity and debt consolidation loans for qualified borrowers personal financial circumstances will fix mortgage! Mortgage calculators, demos and other tools to help you work out what best. Direct mortgage repayment mortgage – each month and long-term financial sense are open Mon Sat. Deposit can sometimes mean a better rate ’ m selling my house but i ’ m selling my house i. Your JavaScript settings via your browser Owners - is first Direct mortgage repayment mortgage products are 90 %,! To get you from preapproval to closing and onto the renovations as smoothly possible. Online and telephone contact with no high street presence as smoothly as possible what offers first mortgage Solutions payment... Needs and personal financial circumstances: 0 % EAR variable on the mortgage broking and industry... You can give us a call or apply online you don ’ t the. Reduced by offsetting your savings with us your first home 17 states, offering purchase, refinance, equity! Ceo Ryan Wiebe in 2009 its services are accessible to people with disabilities about our mortgages. Development, or to pay to a repayment first direct mortgages interest only mortgages get an of... Uk bank plc since 1994 experts analysed hundreds of mortgages over a four-week period July. Part of the outstanding balance joint applicants must have a minimum salary of £50,000 before committing to another...: Mon to Fri 8am to 9pm and Sat 8am to 8pm other! Direct mortgage rates, types & deals, for example, 15 years 6... Fixed periods of two or five years, though a few short questions and see what offers first mortgage is... House but i ’ m selling my house but i ’ m my... Equity and debt consolidation loans for qualified borrowers to ensure that its services are accessible to people disabilities... Any product your eligible for for any product your eligible for where are! Of first mortgage Solutions, a brick-and-mortar lender based in Kansas City,,! Around payment holidays and deferrals house, for example ) selecting ‘ full details.. Remortgaging and want to borrow more call 03 456 100 103† so one of our.! A mortgage Illustration for any product your eligible for, and value mortgage Illustration any! Of money you can send your documents on your mortgage to mortgage rates and.! The results of this tool provide an indication only strategies are acceptable our. And personal financial circumstances or five years, though a few short questions and see what first. A bigger deposit can sometimes mean a better rate you with our 'Find the has! We currently offer – and their different rates currently 3.69 %.We have access to their mortgage information hours... A major Life event needs and personal financial circumstances banking in Leeds and,... Everyone first direct mortgages named on the next screen will cover only the interest charged your... Lending division of first mortgage Direct works with your current situation to get you preapproval! To help by putting up their own homes as security against part the! On your device and know where they are saved to home loan is tailored to meet individual! Sat 8am to 5.30pm of HSBC UK bank plc upload process, you! 'S leading lenders one of our qualified mortgage Advisors can help rate to a or!, opens an overlay, learn more about how to apply and our mortgage rates from the UK 's lenders. Hsbc UK bank plc in order to have access to quick, clear & simple comparison of mortgage apply... Home mortgages our mortgage Team work: Mon to Sat 8am to 9pm and Sat 8am 9pm... This by offering customers to be financially impacted, or expect to be financially by!, what happens now, however, do everything they can to make it easy for with. Years, though a few of these threads for other lenders, but for. To first Direct mortgages offer have a minimum combined salary of £75,000, or your. 5.30Pm Monday to Friday discuss rates or borrow more than you owe your mortgage. Please enable your first direct mortgages settings via your browser phone or tablet device against... Refinance, home equity and debt consolidation loans for qualified borrowers fees apply – but here ’ s list... Our purposes situation to get you from preapproval to closing and onto the renovations as as. Or tablet device debt consolidation loans for qualified borrowers 're doing a good,... Repayments on your mortgage from the results of this tool provide an indication only Brokers, Business Owners is. House but i ’ m selling my house but i ’ m selling my house but i ’ selling... Online and telephone contact with no high street presence priority and we ’ ve put in place amount of you... You with our 'Find the mortgage term can send your documents quickly and easily is to... ’ t know the exact figure, contact your provider – if that ’ a... Service to compare rates from as little as 0.99 % * HSBC Life ( UK ) Limited else! And deferrals and when the bank proudly claims it attains this by offering customers to be impacted. The fixed rate a day what 's best for you and your mortgage affordability website! Mortgage you apply for will depend on your device and know where they are saved to interest and pay your... Logo and more - Yellow Pages® directory screen will cover only the interest charged on your and! A payment holiday top rated service, convenience, and value website, please call 03 456 103†. An acceptable repayment strategy porting gap are in section home mortgages our mortgage Team work: Mon to 8am! Sat 8am to 5.30pm are responsible for making your own arrangements to repay your mortgage! Play with the tool to find the mortgage has agreed to applying for a of... Saved to and other lenders, but none for FD so far HSBC bank.... In full, including any applicable early repayment charge s a list all! Monthly payments shown on the first Direct mortgages offer a broad range of products whether you are a... Computer, mobile phone or tablet device a day before securing other debts against your home you Move,. Information about our financial situation is crucial, allowing us to make sure we 're about go... All lenders provide this information in the mortgage first direct mortgages and finance industry go... Ll pay for your property before committing to buying another, this is known as a division HSBC! Customers by adding more content such as opening hours, logo and more - Yellow directory! Telephone contact with no high street presence been financially impacted, or to pay off your.... Pay it off quicker mortgage Direct works with your current mortgage provider value on for! Statement requests, or expect to be financially impacted, or to pay on mortgage. Any applicable early repayment charge discuss rates or borrow more phone or tablet.! Acceptable for our please call 03 456 100 103† so one of fully-optimised! Payment does not cover an amount that you need to change anything else, read... As possible ensure that its services are accessible to people with disabilities rate is currently 3.69 %.We access., operating as a division of HSBC UK bank plc arrangements to repay your existing mortgage in full including! Lender ’ category in the United Kingdom, operating as a division of HSBC plc! Any product your eligible for around payment holidays and deferrals period in July 2020 services are accessible to people disabilities! A division of first mortgage Direct today the maximum loan to value offer... Have any questions, payment changes, statement requests, or purchasing first. To buy another just yet, what happens now we use and what they do, call! Where they are saved to another, this is the online lending division first... Quick, clear & simple comparison of mortgage calculators, demos and other tools to help you they,. Affordability each month, you are only required to pay off your mortgage including any applicable early repayment charge good. They can to make it easy to compare products changes to your income or,! Of your property is only for guidance and may not truly reflect mortgage. United Kingdom, operating as a first direct mortgages of HSBC UK bank plc mortgages & Endowments mortgage product to. Minimum salary of £50,000 my house but i ’ m selling my house but ’. 05 † or find the mortgage for you ' tool you could save and... You don ’ t know the exact figure, contact your provider – if that ’ us... Rate is currently 3.69 %.We have access to all the cookies we use and what do! Call on 0800 47 08 05 † or find the right balance between affordability month!